Our Legal Services

Contact Us

Novi, MI
42705 Grand River, Suite 201
P: (248) 374-1800

Ann Arbor, MI
117 N. First St., Suite 111
P:(734) 451-1800

Plymouth, MI
342 S. Harvey
P:(734) 451-1800

Contact: shaw@eshawlaw.com

Get Legal Help Stopping Home Foreclosure in Michigan

Home loan lenders get very serious very fast when you fall behind on your mortgage payments. However, there are options when you fall behind on your mortgage — even if you fall so far behind that the bank begins foreclosure proceedings. Stopping foreclosure may be possible, but advice from an experienced attorney will help you figure out the best way forward.

We have successfully helped many families retain their homes even after a foreclosure sale. There are many legal defenses that can be raised such as lack of notice, bad faith in negotiating loan modifications, improper recording of documents or unauthorized assignments of mortgages.

At the well-established law firm of The Shaw Group, P.C., we have more than 20 years of experience helping southeastern Michigan families stop foreclosure and work their way out of unmanageable debt. Led by a seasoned lawyer who is a Michigan native, we take great professional pride in offering efficient legal help to families who need it the most.

Attorney Edward Shaw works directly with all clients of the firm, each of whom get the security of knowing that their legal affairs are in the hands of a knowledgeable lawyer who provides compassionate and effective service.

We have offices in four southeastern Michigan cities: Ann Arbor, Novi, Livonia and Plymouth. Contact us today to schedule a free consultation.

New federal laws have been enacted to help families stop foreclosure and keep their homes. The Shaw Group has current information on all current foreclosure prevention programs and can help you decide which program is best suited to your needs.

Chapter 7 Bankruptcy and Stopping Home Foreclosure

Contrary to popular opinion, Chapter 7 bankruptcy may still be an option for families who want to erase debt but still stop foreclosure and keep their homes. Under Michigan law, homes up to a certain value will be exempt from the usual Chapter 7 requirement that the debtor turn over all property to cover his or her debts. Also, for families whose homes are worth less than the value of their mortgage (upside-down mortgages), Chapter 7 may provide relief.

Chapter 13 Bankruptcy and Stopping Home Foreclosure

Chapter 13 bankruptcy is a more common tool for stopping home foreclosure. Under Chapter 13 bankruptcy, you propose a debt repayment plan that is more manageable than your current debt load. If the court approves your proposed repayment plan, then your mortgage lender must accept the lower monthly payment.

Other Options for Mortgage Relief

If for any reason bankruptcy is not a good option for your family, other possibilities may exist, including a short sale or a mortgage modification.

Get Help Now - Stop Home Foreclosure - Call Us Today

The best time to get legal help if you are worried about home foreclosure is as soon as you know you might start falling behind on your mortgage payments. However, it may be possible to get relief after you have received notice of the bank's intent to foreclose — or even after the redemption period.

Send an e-mail to schedule an appointment with The Shaw Group, or call toll free at 248-374-1800.